Senior Analyst Digital and E-Commerce, Permanent Role, Isle of Man

We’re looking for an Offshore Lending Specialist to join our client, an international banking organisation, to make a significant impact by providing efficient and tailored lending offerings to high net worth clients. The successful applicant will collaborate closely with Relationship Managers to ensure a seamless and client-centric experience. Your expertise will contribute to the overall profitability of the business, as you manage the existing debt book and identify opportunities for optimised debt structuring.

The Role…

As a key player within the lending team, you will be responsible for:

Acting as the first line of defence, ensuring stringent quality control and risk management practices
Facilitating resolutions for complex issues involving clients, the credit division, and Relationship Managers. Your focus will be on achieving outcomes that serve the best interests of both the client and the bank
Providing expert advice to clients, guiding them through our suite of lending products and recommending the most suitable options that align with their unique needs. This personalized approach guarantees a high-quality service for our esteemed Wealth clients
Collaborating with the credit division to expedite application processing, in strict adherence to service level agreements. This commitment to efficiency fosters a positive experience for our clients
Identifying opportunities to expand the debt book by conducting comprehensive analyses of existing clients during annual reviews. Your insights will enable you to contribute to the achievement of individual and team lending targets

About You…

To thrive in this role, you should possess:

Degree in Business Commerce or a related field
Extensive experience in general banking, with exposure to various aspects of the retail and corporate banking value chain. This broad understanding positions you as a well-rounded professional in the field
Proven experience and exposure to credit operations, showcasing your expertise in lending value propositions and delivery strategies
A comprehensive understanding of the code of banking practice, ensuring your work aligns with industry standards and best practices

The Reward…

Competitive compensation package, reflecting your valuable contributions
Ample opportunities for professional growth and development, allowing you to reach new heights in your career
Access to cutting-edge banking practices and innovative solutions, empowering you to stay at the forefront of the industry
A collaborative work environment, where teamwork and shared expertise foster success