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Structured Finance Credit Underwriter, Permanent, Isle of Man

Permanent
Banking, Funds & Wealth Management
£25,000 – £50,000
PP12234

Description

Do you have a sharp eye for credit risk and a head for numbers? This is a fantastic opportunity to join a dynamic team where your expertise will directly influence structured lending decisions and risk strategy.

The Role

Shape smart lending decisions with detailed credit analysis and expert recommendations.


  • Assess credit data, financial statements and key ratios for structured finance proposals

  • Evaluate affordability, financial crime risks and potential fraud indicators

  • Analyse audited accounts, forecasts, budget plans and open banking data

  • Sanction credit applications within your authority and escalate as needed

  • Monitor loan book trends and suggest improvements to credit strategy



About You

Bring your credit expertise and risk insight to a role that rewards precision and sound judgement.


  • Proven experience underwriting credit in banking or asset finance

  • Skilled in analysing financial statements, cashflow and credit reports

  • Sound knowledge of lending practices and regulatory standards in the UK and IOM

  • Familiarity with structured finance products such as block discounting or receivables finance is advantageous



The Reward


  • Attractive salary and company benefits package

  • Defined underwriting authority and room to grow your expertise

  • Opportunity to make a real impact on credit quality and risk performance