Do you have a sharp eye for credit risk and a head for numbers? This is a fantastic opportunity to join a dynamic team where your expertise will directly influence structured lending decisions and risk strategy.
The Role
Shape smart lending decisions with detailed credit analysis and expert recommendations.
About You
Bring your credit expertise and risk insight to a role that rewards precision and sound judgement.
The Reward
The Role
Shape smart lending decisions with detailed credit analysis and expert recommendations.
- Assess credit data, financial statements and key ratios for structured finance proposals
- Evaluate affordability, financial crime risks and potential fraud indicators
- Analyse audited accounts, forecasts, budget plans and open banking data
- Sanction credit applications within your authority and escalate as needed
- Monitor loan book trends and suggest improvements to credit strategy
About You
Bring your credit expertise and risk insight to a role that rewards precision and sound judgement.
- Proven experience underwriting credit in banking or asset finance
- Skilled in analysing financial statements, cashflow and credit reports
- Sound knowledge of lending practices and regulatory standards in the UK and IOM
- Familiarity with structured finance products such as block discounting or receivables finance is advantageous
The Reward
- Attractive salary and company benefits package
- Defined underwriting authority and room to grow your expertise
- Opportunity to make a real impact on credit quality and risk performance